Rs. 2.49 Lakh Gone in Minutes: Fake Traffic Challan Scam Alert

Cybercriminals are ramping up a dangerous new scam in India by circulating fake traffic challan messages that prey on fear and urgency. Disguised as official notices, these messages are being sent via SMS, WhatsApp and email, directing victims to fraudulent payment links that can wipe out bank accounts within minutes.

A recent case from east Delhi underlines how serious the threat has become.

Elderly Man Loses Nearly ₹2.5 Lakh After Clicking Fake Link

In Laxmi Nagar, a 65-year-old man was duped after his wife received a message claiming a pending traffic challan of ₹500. The message, sent from an unknown number, included a payment link and appeared official.

Assuming it to be genuine, the man clicked the link and attempted to pay using his credit card. While the ₹500 payment seemed to go through, a second unauthorised transaction of ₹2,49,246.61—partly routed through an international payment in Saudi riyals—was debited soon after.

Cyber police later confirmed that the fraudsters siphoned off the money using an international transaction channel. A case has been registered for cheating and identity misuse.

How the Fake Challan Scam Works

Fraudsters carefully design these messages to mimic government communications. Common elements include:

• Claims of a pending traffic fine

• Official-sounding language and fake government logos

• Links or QR codes for “instant payment”

• Lookalike websites resembling the Parivahan portal

• Requests for card or banking details

• Immediate unauthorised withdrawals after payment

In some cases, victims are sent PDF attachments or WhatsApp messages to increase credibility.

Red Flags You Should Never Ignore

Police urge citizens to be cautious if a message contains:

• Unknown or suspicious links

• Requests for OTPs, CVV numbers or card details

• Threats of licence suspension or legal action

• Missing challan numbers or vehicle details

• Payment requests via third-party apps

• URLs that do not end with .gov.in

These are strong indicators of fraud.

How to Check Traffic Challans Safely

To avoid falling victim:

• Check challans only on https://parivahan.gov.in

• Use your vehicle number or driving licence number

• Never click on random links received via SMS or WhatsApp

• Avoid payments on unfamiliar websites

• Never share banking or card details

Government departments do not demand payments through personal messages.

What to Do If You’re Scammed

If you suspect fraud, act immediately—the first 60 minutes are critical.

• Call the National Cyber Crime Helpline: 1930

• File a complaint at cybercrime.gov.in

• Inform your bank or card issuer at once

• Block your card and request a chargeback

Fake traffic challan scams are on the rise, exploiting panic to cause massive financial losses. A moment of verification can save you lakhs.

Remember: Verify before you pay.