Become A Partner Services
Products ▾
Combined LEA Financial Healthcare Law Enforcement Agencies Healthcare Financial Services
Solutions ▾
Behavioral Authentication Zero Trust Identity Voice Forensics Video Intelligence TrustShield OSINT Synthetic Media Guard SLM Intelligence
Resources Company
Financial Services
🇺🇸 United States of America
Authenticate Every Transaction.
Trust Every Session.
US financial institutions face $26B+ in annual fraud losses driven by synthetic identity, AI voice cloning for wire authorization, and deepfake-facilitated account takeover. FaceOff ACE provides the only unified passive authentication, identity verification, and synthetic fraud detection platform with SEC, FINRA, FinCEN, and FFIEC compliance built in.
Platform for Financial Services
SyntheticFraudGuard AI — Identity Graphs
BehaviorBioAuth — Passive Session Auth
DeepAudioGuard — Wire Fraud Detection
ForgeIDGuard AI — Document Forensics
BehaviorLens AI — KYC Intelligence
Visit www.faceoff.world
$26B+
Annual US bank fraud losses — synthetic identity is the #1 driver
Federal Reserve Financial Stability Report 2024
$20B+
Synthetic identity fraud alone — the fastest-growing financial crime in the US
Federal Reserve 2024
97.8%
FaceOff BehaviorBioAuth account takeover detection rate on session hijack scenarios
FaceOff Performance Benchmarks 2024
FaceOff ACE Solution Suite for US Financial Services
SEC · FINRA · FinCEN · FFIEC · GLBA aligned
SyntheticFraudGuard AI
GraphSAGE identity graph detecting synthetic SSN fraud rings at account opening
Key Capabilities
Maps SSN, address, device fingerprint and credit tradeline relationships across bureaus
Bust-out pattern detection on temporally anomalous credit history sequences
Frankenstein identity cluster flagging before any line of credit is extended
Real-time API scoring at online account opening — FFIEC BSA compliant output
Use Cases
Online account opening fraud · Wire transfer fraud prevention · AML CDD refresh · USSS financial crimes intelligence
BehaviorBioAuth — Continuous Passive Auth
Session-level re-authentication every 30 seconds — zero friction, zero template storage
Key Capabilities
rPPG physiological heart-rate from webcam — no wearable required
Keystroke dynamics and mouse micro-movement unique as a fingerprint per 30-second window
Blocks SIM-swap account takeover mid-transaction without any user friction
GLBA biometric safe — zero biometric templates stored across all 50 states
Use Cases
High-value wire and ACH authorization · Trading system privileged access · Remote finance staff · SEC EDGAR submission portal
DeepAudioGuard + BehaviorLens AI
Real-time voice clone detection on wire calls and behavioral KYC risk scoring
Key Capabilities
ElevenLabs, VALL-E and YourTTS fingerprint detection in under 2 seconds on live calls
Daubert-standard LR forensic reports for DOJ wire fraud prosecution
BehaviorLens AI micro-expression and deception analysis for AML KYC interviews
CFPB elder fraud vocal stress inference on recorded investment sales calls
Use Cases
SWIFT wire authorization · BSA AML KYC interviews · FINRA supervision recording auth · Elder fraud detection
ForgeIDGuard AI — Document Forensics
Multi-stream CNN detecting forged identity documents at enterprise scale
Key Capabilities
Texture, barcode and semantic analysis of passports, SSN cards and bank statements
Real-time cross-reference against government identity databases
Detects AI-generated photoshop manipulations and print-scan forgery artifacts
FINRA KYC and FinCEN CDD compliant adverse action reporting output
Use Cases
KYC identity document verification · AML onboarding · FINRA new account documentation · Wire initiator identity proofing
Compliance
ISO 27001
SOC 2 Type II
GLBA Compliant
SEC Aligned
FINRA Compatible
FinCEN / BSA
FFIEC Guidance
Daubert Standard
CFPB Elder Fraud
Platform Comparison
FaceOff ACE vs Legacy Fraud Platforms
FaceOff ACE — US Financial Services Dimension Legacy Fraud Platforms
GraphSAGE synthetic identity cluster detection at account-opening stageFrankenstein ring flagged before any credit extended · $47M bust-out pattern blocked
 Identity Rule-based scoring approves synthetic accounts — loss discovered only post bust-out
Passive re-authentication every 30 seconds throughout session — zero frictionSIM-swap and RAT session takeover blocked mid-transaction without user action
Session Auth Login-only authentication — session hijack and SIM-swap ATO undetected after login
ElevenLabs clone detection in under 2 seconds on live wire authorization callsDaubert-standard LR reports · GLBA biometric safe · FINRA supervision aligned
Voice Fraud No real-time voice authentication on live calls — cloned CFO voice passes human review
Zero biometric template storage — GLBA compliant across all 50 US statesNo state biometric law exposure · federated data model · CCPA and BIPA safe
 Privacy Centralised biometric storage creates BIPA, CCPA, and state law regulatory exposure
When a point solution may suffice
Pure card-present fraud only

Institutions with exclusively card-present transaction models and no wire, ACH, or digital banking exposure face a narrower synthetic fraud surface.

Single-channel authentication only

Community banks with limited digital services may find a standalone MFA solution adequate for their current threat profile.

No regulatory examination pressure

Institutions not currently under SEC, FINRA, or FinCEN examination scrutiny for AI fraud controls may defer the broader platform investment.

Common objections — answered
Our rule-based fraud scoring catches synthetic identities.
A $47M synthetic identity ring across 14 US banks passed every rule-based system. GraphSAGE detects Frankenstein clusters at application stage before any credit is extended.
We already use MFA for wire authorization.
SIM-swap defeats SMS OTP — the most common MFA factor. BehaviorBioAuth re-authenticates the actual user biometrically mid-session without any additional friction.
GLBA biometric compliance concerns us.
BehaviorBioAuth stores zero biometric templates. All authentication runs on real-time physiological signals only — eliminating BIPA and state biometric law exposure entirely.
The questions that matter
01How many synthetic SSN ghost accounts are currently passing your fraud scoring at account opening?
02Can you detect an ElevenLabs-cloned CFO voice on a live wire authorization call before the SWIFT transfer executes?
03Does your session authentication protect against SIM-swap takeover after login — or only at the login event itself?
04Is your biometric data storage creating BIPA or state law regulatory exposure you are not currently accounting for?
05Can your BSA AML KYC interviews produce behavioral risk scores that integrate directly into your SAR workflow?
Synthetic identity and AI voice fraud cost $26B last year.
Your platform must stop it before it posts.
Identity graph · Passive session auth · Voice clone detection · Document forensics — one platform, one contract
Request a Demo
s
www.faceoff.world
FaceOff AI
Adaptive Cognito Engine
USA · Financial Services
www.faceoff.world
© 2022–2026 Faceoff Technologies Inc. · All rights reserved